Bike & Two Wheeler
EMI Calculator
Use our free Bike EMI Calculator to plan the purchase of your bike or any two-wheeler in seconds.
Just fill the form and access expert DriveX assistance on certified refurbished bikes, reliable finance options and assured warranty.
Vehicle Price
₹75,000Loan Amount
₹40,000Rate of Interest
14.5%Tenure
36 Months₹0/m
Great news! With just ₹0/month, you can own refurbished bikes in Bangalore.
Calculate Your Bike Loan Using Our
Bike EMI Calculator
Use our free Bike EMI Calculator to plan the purchase of your bike or any two-wheeler in seconds
Loan Amount
Interest Amount
Mobile Number
Employment Type
Monthly Income Range
Trusted by thousands
Secure
Fast & Accurate
Bike EMI Comparison: How Refurbished Saves You More
Wondering how much you'll actually pay each month for your two-wheeler?
Let's break it down with a simple example. Here is a comparison of loan interest rates
and EMI amounts for a new bike and a certified refurbished bike.
New Bike Price
₹2,33,360
Refurbished Price
₹1,63,352
Your Savings
₹70,008
30% Less
| Loan Amount | Interest Rate | Tenure | EMI for New Bike | EMI for Refurbished Bike | Total Savings |
|---|---|---|---|---|---|
| ₹1,00,000 | 12% | 24 months | ₹4,707 | ₹3,295 | ₹33,888 |
| ₹1,50,000 | 12% | 36 months | ₹4,982 | ₹3,488 | ₹53,784 |
| ₹2,00,000 | 12% | 48 months | ₹5,267 | ₹3,687 | ₹75,840 |
Factors That Affect Your Bike Loan EMI
Your bike loan EMI depends on several factors. Understanding
each one helps you plan smarter and avoid surprises.
Loan Amount
The total amount you borrow directly impacts your EMI. A higher loan means bigger monthly payouts, while a smaller loan keeps EMIs manageable. For example, if you reduce the loan by trading in your old bike or choosing a second hand two-wheeler on EMI, your monthly cost drops significantly. Always borrow only what you need, as this keeps both your bike EMI and total interest payments under control.
Explore Quality Assured Refurbished Bikes
Instant EMI checks, flexible plans, and zero hidden costs—DriveX makes bike ownership effortless
Explore Quality Assured Refurbished Bikes
Instant EMI checks, flexible plans, and zero hidden costs—DriveX makes bike ownership effortless
View Bikes Under ₹75,000
View Bikes Under ₹75,000
Why Choose DriveX's Bike Loan EMI Calculator?
Instant & Accurate EMI Results
Enter your loan details and calculate your bike EMI instantly with zero confusion
Customizable Fields
Adjust your down payment, interest rate, and tenure until the plan fits your budget
Backed by Standard Formulas
Our calculations use industry-standard formulas for accurate EMI computation
Works for every bike
Whether you own a new bike or a used one, you can calculate your bike EMI right away
Transparent Breakdown
This two-wheeler loan EMI calculator helps you see your principal, interest, and total amount clearly
Verified Finance Partners
Calculate your EMI, then connect with us for genuine loan offers from trusted partners
Our Finance Partners
Calculate, Compare & Ride with DriveX
From certified second hand bikes to easy EMI finance and assured warranty, DriveX makes your bike ownership journey smarter.
Unlike other two wheeler loan emi calculators DriveX also offers EMI plans designed around your budget, making bike ownership stress-free.
Multiple EMI Tenures – At DriveX, you can choose from 12 to 48 months repayment options, so you control how fast or slow you want to pay back.
Customizable Down Payments – We let you adjust your upfront payment directly on our platform; the higher you put in, the lower your EMI goes.
Flexible Locations – DriveX's presence across multiple cities means you can buy used bikes in Bangalore or any other locality , and get direct assistance on loans and EMI plans suited to your area.
How Do You Calculate Your EMI?
You can use the motorcycle loan emi calculator in just a few simple steps
Choose Your Down Payment
Add how much you'd like to pay upfront.
Select Loan Tenure
Pick the repayment period in months or years.
Enter Interest Rate
Add the applicable loan interest rate
Get Your Dream Bike
Just fill the form and access expert DriveX assistance on certified refurbished bikes, reliable finance options and assured warranty
What do people say about us
DriveX's bike EMI calculator made it simple to estimate my monthly payments. I found the perfect two-wheeler within budget and the clear EMI details helped me plan my expenses.
Amit Sharma, Bangalore - IT professional, daily commuter
As a first-time buyer, DriveX's 2 wheeler emi calculator guided me with easy EMI breakdowns. Comparing bike loan interest rates and choosing my bike was smooth and hassle-free.
Priya Singh, Bangalore - Designer, first-time buyer
I needed a reliable bike for my business. DriveX's EMI calculator gave me instant loan details, and I connected them to check 2nd hand bike options. I got the best refurbished bike with a low EMI.Thanks Drivex
Rahul Gupta, Chennai - Small business owner, needs reliable two-wheeler
Trading in my old bike through DriveX and using their bike EMI calculator saved me money. The loan process was transparent, and I could easily compare EMI options.
Ram Sivam, Coimbatore - Student, purchased with trade-in
DriveX 2 wheeler finance calculator tool lets me adjust loan tenure and down payment to fit my needs. As per the emi budget I also checked their used bikes and found affordable options for my delivery job.
Vikram Raman, Chennai - Delivery executive, customized loan tenure
I was confused between buying a new bike or a second-hand one, but upgrading to a refurbished bike made more sense. The bike loan emi calculator showed my payments would be about 30% lower — so I get to ride better for less.
Neha Verma, Bangalore - Upgraded to refurbished model, saved on EMI